the freedom course
For the money-management-challenged people thinking “someone just tell me how.”
(And also "no, really, I just need to know how any of this is actually possible.")
Your One-Way Ticket To Financial Freedom
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POV: you’re scrolling through Instagram, and it’s just
and
and Little jaunt across the pond
Gold Coast this
to experience the Tulip Festival in Ottawa, with your 6 kids in tow?
road-tripping through Europe that
oh!
Casual.
We get it. That Jones family is having a blast. They’re cute—real cute. And they’re always on holiday. Meanwhile, you’re stuck thinking, “am I missing something?!”
Because in reality, you know that everything on social media is curated, posed, and filtered, but for real…
WHICH OF THOSE FILTERS DID THEY PUT ON TO THEIR BUDGET TO BE ABLE TO AFFORD ALL THIS?
The answer? A budget.
Listen, it’s time to go ahead and set the phone down for a bit — they’re not going anywhere… and frankly? Neither are you, if you don’t start to think strategically about how you’re going to manage your money so you can afford to live the life you want to live.
Maybe you can’t just click, click, BOOM! Apply a filter to your budget, and start living the life trending reels are made of (that would be pretty great though, amirite?).
You want to know H-O-W. How are there actual families out there on actual vacations, not losing their actual minds about where their money is actually going?!
Before you hard roll your eyes and assume otherwise, hear me out when I talk about “budgets” — especially when I tell you what one can do for your family and your experiences together.
A budget is a noun, not a verb.
Read that again.
Your budget is simply your money plan — a source of clarity and understanding regarding your finances. That’s it.
(And it certainly isn’t a bunch of complicated spreadsheets, your #1 source of stress, or a “restrictive diet” for your money.)
Freedom was designed to break the stuffy stigmas associated with our finances. Financial freedom doesn’t exist for only one type of budget or family. Your family can have the freedom to enjoy more time together–healthier, more fulfilling relationships, and freedom, rather than burden, when it comes to your finances.
So, back to those Joneses and all the LIFE they’ve been living… it’s time to give up the doom scrolling, save the FOMO and curated feeds for someone else to nosh on, and get started on your own highly searchable experiences.
Take the course, so you can craft your budget, so you can take the trip!
Your relationship with money?
Fear, avoidance, anxiety, and overwhelm shouldn’t be our immediate emotional responses to money.
But if you’re constantly up at night, panic-searching “how to afford a family vacation” and “how to travel with kids” or “travel itineraries for families” then… your budget isn’t “complicated” it’s more like an abandoned house plant.
And It's probably safe to say your budget isn’t currently a source of confidence or empowerment for you and your family.
Other than persistent anxiousness and unhealthy comparisons, disjointed finances breed long nights, instigate spats with your partner, and result in a constant juggling act in between paychecks. Now you’re over here thinking, “positive experiences with money just aren’t in my wheelhouse–let alone financial freedom.”
YET.
You can disrupt the current relationship you have with money; instead, replacing it with candid, comfortable conversations. You can have (and deserve) clarity and control over your financial future. It’s going to take time, consistency, and effort, but that abandoned house plant deserves to be green and thriving again.
...well, it's complicated.
Good news! Finances are fluid. Whatever your current financial situation is? That doesn’t have to be where you remain.
Freedom within and freedom from your current financial pains starts here, meeting you right where you are. If you’re thinking I couldn’t possibly mean you, just take a sec to see if any if these resonate…
You aren’t able to save as much money as you’re hoping to
You feel like other expenses (hello, private school?!) should be prioritised over travel
You don’t see how it’s possible to save or pay down debt, all of your money is already spoken for
You’re hyper-focused on determining what “responsible” spending looks like
You’re in a constant comparison spiral when it comes to money
You’re not in the position to afford or implement complicated systems/software to help you manage your money better
(I mean, it might not exactly FEEL perfect at this moment. In fact, it probably feels pretty icky and uncomfortable.)
Chances are, you’re feeling anything BUT perfect. But you are perfect for this course, and this course is perfect for you. If you have no idea where to start and you feel controlled by your money rather than the other way around, freedom is in your future.
Any of those ↑ sound like you? PERFECT!
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It’s time to allow yourself freedom from…
FEELING OVERWHELMED BY COMPLICATED SOFTWARE PROGRAMS
You’re not an accountant. That monthly subscription is money that could be better spent elsewhere. A computer program isn’t going to help you and your family truly understand your finances and create an active plan for the future, it can only quantify data, further complicating your relationship with money.
THE DISCOMFORT OF TURNING OVER YOUR FAMILY’S FINANCIALS TO A STRANGER
You know that financial security doesn’t come from a one-size-fits-all-approach. You want to be the driving force behind your family’s financial decisions and solutions. You see the value in working with your partner to create a money plan unique to your family’s needs and goals. (And you don’t want to deal with a soulless accountant.)
ANXIOUS INSECURITY ABOUT HOW YOU WOULD HANDLE A FINANCIAL EMERGENCY
You crave the clarity and assurance that comes with knowing exactly what your budget can do for your family, especially in those unexpected “life happens” moments.
IMAGINE ALL THE TOOLS AND STRATEGIES NECESSARY IN ONE PLACE TO HELP YOU PLAN FOR A LIFE YOU LOVE.
Design a plan for your money, so your family can enjoy quality time and quality experiences.
LESS STRESS + LESS ARGUING = MORE LIVING + MORE TrIPS. ↓
Introducing your ticket to financial freedom…
A five-week, self-paced course that explores your history and current relationship with money, addresses your current spending habits + income, helps you create a money plan/system unique to you and your family’s needs, and gives you the tools you need to develop a sustainable structure you can lean into for years to come.
The Freedom Course
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Money Mindset
module one
Money shouldn’t be an awkward or uncomfortable topic of conversation. In this module, I’ll guide you through your unique money story.
During this deep dive into your money mindset, as well as your current financial habits and patterns, you’ll develop a better understanding of your established relationship with money. Knowing where you’ve been is the key to creating new, more effective money behaviours and actions.
Money Foundations
module two
Here’s where the heavy lifting comes in. I’ll help you dissect your income and expenses, as well as begin crafting your unique money plan.. I’ll discuss cash flow as it pertains to both income, and expenses, and help you conduct a thorough walk through on implementing a zero-based budget.
Creating Your Spending Plan
module three
Module Three is all about moulding your spending plan and organising your family’s financial safety net. You’ll calculate your income and expenses, and I will introduce the how-to’s for a “Quick Fix” Fund. Module Three shows you step-by-step how to establish expense-tracking habits with a focus on keeping your budget top of mind without shame or fear.
Understanding Debt
module four
Understandably, Module Four is most likely cringe-worthy. But by now, you know that this course is a safe and supportive environment. In this session, I offer an in-depth discussion on two distinct methods for paying off your debt.
But I promise it’s not all doom and gloom and interest rates, Module Four includes a heavy emphasis on encouragement and reward! Treat yo-self!
Putting Your Surplus To Work
module five
Because, yes, by Module 5, you’ll have a surplus to work with. In this module, you’ll learn how to…supplement your budget with the sensible things: an emergency fund, financial goals for savings, as well as a plan for the little things and fun adventures that are meant to be enjoyed!
Budgeting for Life
module six
As promised, Freedom is all about setting you and your family up with a money plan for the long term. In the final module, you’ll learn more about bank account structures, and how to put your accounts on autopilot, so that your system is quietly working for you in the background. Finally, I will set you up for years of future successes by discussing how to overcome possible bumps in your system over time, as well as the specific habits necessary to ensure you stay on course.
You’re About To Master Your Money Management.
Long Story Short?
Develop a Clearly Defined, Detailed Tracking System
Learn How to Tailor Your Secure Money System
Gain Financial Security
Freedom is designed to grow with your family, year after year.
Each activity is designed with purpose, giving you strategic results that are specific to your family’s unique circumstances and values.
Freedom is a proven system that you can rely on to provide more time with your family and less time crunching numbers.
Financial freedom looks different for every family, but no matter who you are or what your situation is, the cornerstones of good money management are comfort and control.
WHAT WOULD HAVING MORE CONTROL OVER YOUR BUDGET MEAN FOR YOU?
maybe it's...
Living off of one income in order to raise your kids at home, or even saving your second income
Finally becoming debt free! Shaking off financial burdens so your money can be allocated elsewhere
Eliminating a major source of stress for you and your partner altogether
...or maybe you simply want to have more FUN? You want to go on more holidays, have more experiences, afford gifts without worry, be able to throw caution to the wind and say “yes” a little more often?
When you’re able to take a clear, responsible approach to your money, and truly set a plan for it, the results (+ rewards!) can be both fun AND guilt-free.
Hi, I’m Rach—and, to me, financial freedom is being able to travel with my family (and not come home with a debt hangover).
Because, let’s be real, there’s nothing worse than coming home from travel & the real world smacks you in the face. (That face palm from reality can really dampen your post-vaca glow.)
Instead, imagine coming back home from your holiday with your finances all seamlessly in order.
→ Imagine coming home knowing you’re already saving for the next trip.
→ Imagine coming home without the extra credit card baggage.
→ Imagine coming home and the only thing you have to do is unpack.
As a mum of 4, Family Travel Blogger, and Money Coach, obsessed with helping parents eager to give their children new experiences, I’m compelled to share my system with you because I have truly walked in your shoes. I have experienced your same struggles and frustrations.
The solutions I have developed and implemented in Freedom have changed my family’s life in so many ways. So much that I had to share it. Life is too short; we all deserve the gift of extra, quality time with our loved ones.
LEARN FROM ME →
Meet Your Money Mentor
“It's just like being a mum,
learning from another mum.”
— LITERALLY EVERY SINGLE FREEDOM COURSE STUDENT
I’m not a financial advisor, and that’s a GOOD thing!
I’m not here to talk to you about trending stocks or sell you on the next best jar of snake oil. I’m fresh out of stuffy suits and dismissive responses about what your money means to you. I’m a mum, I’m a coach, I’m REAL. I don’t want to advise you on what I think is best, I want to empower you to develop and manage your money on your own, so that you can do what’s best for your family.
Here are just a few of the results you can expect...
Betcha Quickbooks can’t give you this!
🥳 A DETAILED SPENDING & SAVING PLAN TAILORED TO THE UNIQUE NEEDS AND CIRCUMSTANCES OF *YOUR* FAMILY
🥳 A DISTINCT METHOD FOR PAYING OFF YOUR DEBTS THAT ACTUALLY WORKS, WITHIN YOUR *EXISTING* MONEY PLAN
🥳 A COMMUNITY AND SUPPORT SYSTEM THAT ENCOURAGES CANDID AND COMFORTABLE CONVERSATIONS ABOUT FINANCES
🥳 BUDGETING STRATEGIES FOR THE LONG-TERM. THE RESULTS YOU ACHIEVE FROM FREEDOM WILL STAY WITH YOU YEAR AFTER YEAR
🥳 CONFIDENCE WHEN IT COMES TO ALL ASPECTS OF YOUR BUDGET; CONTROL OVER YOUR MONEY, NOT THE OTHER WAY AROUND
YOU’LL ALSO GET ACCESS TO...
Vision Boards, Trackers, Checklists… you name it. This course comes with everything you need to fully understand your finances, develop a built-in reward system, and track your goals + habits.
The Financial Freedom Course Bonuses!
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The Freedom Finance Planner
the best bonus, though?
All the other finance spreadsheets on the Internet only WISH they were this comprehensive + easy to use.
SOME SECTIONS INCLUDE...
- Income Sources
- Safety Net
- Debt
- Expenses
- Savings
- Automation
- + So Much More!
(Also includes all the support and guidance necessary to implement this planner into your daily life with confidence!)
bonus!
The Money Mindset Module
Our relationship with money is so incredibly varied and nuanced. Simply diving directly into the processes of money management would ignore our connections and emotional responses to money. We feel very strongly that you won’t be able to truly see where you are going until you have a better understanding of where you’ve been.
This BONUS Money Mindset Module includes personal and paired exercises for you and your partner, as well as supportive discussions on how our interactions with money early in life directly shape our adult approaches. A true system, one that will continue to work for you well into the future, starts with the foundation of your money story.
select the plan that works best for you
Payment Plan
Pay in Full
+ Six Core Course Modules
+ Freedom Finance Planner
+ All Course Bonus Resources
+ [EXTRA!] Money Mindset Lesson
+ Six Core Course Modules
+ Freedom Finance Planner
+ All Course Bonus Resources
+ [EXTRA!] Money Mindset Lesson
& no matter which payment option you choose — you get PEACE OF MIND, free with purchase.
“Are you sure this is for me? I don’t exactly have a lot of money to manage.”
“LEVEL WITH ME RACH, — I LITERALLY HAVE NO MONEY. CAN YOU ACTUALLY HELP ME SAVE ENOUGH TO TAKE A TRIP?”
YES, IT IS. Especially if...
You aren’t exactly sure where your money goes each month, you just know there’s none left by the end.
You know you should save, but don’t have the first clue how to actually do that, AND pay all your bills, AND pay down debt.
You’ve relied heavily on credit cards in the past,
Are feeling like you’re working so dang hard, but never able to get ahead financially.
There isn’t some magic amount you have to have moneywise before you’re “qualified” to learn how to manage it better. Starting now might just feel like a raise.
doesn’t mean what you think it means.
“OKAY, BUT SERIOUSLY RACH, I’M NOT REALLY ON A “BUDGET” — I JUST NEED HELP MANAGING MY FINANCES… WILL THIS COURSE WORK FOR ME?”
‘Budget’
Noun, not verb. Remember? Having a budget doesn’t always mean you’re crunching numbers, on a tight savings regimen, or don’t have $$ to work with.
Budget ≠ Tight
Budget ≠ Restrictions on Your Money
Budget ≠ Only Necessary if You Have Money “Problems”
Budget = Money Management + Control
Budget = Clarity + Financial Confidence
Likewise, there also isn’t a “cap” to the amount of money you can have before no longer needing an active money plan and system for your budget. More can mean less if you don’t purposefully manage it.
No kids? No worries!
ZERO EXCLUSIVITY here. Proof of your “Mum Card” is not required at the door.
“Rachel’s system and approaches to healthier finances are universal.
I don’t have any kids, and my idea of taking more trips is the ability to afford competing in more horse shows each season. During the entire course, I never once felt like Rachel wasn’t talking directly to me, and addressing my unique needs. Having kids or wanting to afford more family vacations isn’t at all a prerequisite for this course. It is exactly what I needed in order to attack my goals and actually manage my money, rather than feel limited by it.”
— MAREN H.
"The course is great for anyone wanting to get a better grasp on their finances and sets you up with life-long budgeting skills."
The course is not overly complex so you don’t need to be a math genius and each module breaks things down at a self paced speed which allows for flexibility.
— TESS ANDERSON
A course about money that is
worth the money…
definitely
Comprehensive Finance Planner + Guided Support
Debt Coaching utilising two proven approaches for paying it off for good!
A deeper understanding of your money story and the freedom to change your current relationship with your money
Guided practice and exercises to replace fear and overwhelm with understanding and confidence regarding your financials
A supportive community + environment free from uncomfortable conversations or deflection about money
A complete money system tailored to you and your family, with processes and strategies that truly work and will continue to grow and follow you for years ahead
"The Freedom Planner has stopped so many disagreements about money. While MY HUSBAND still ‘wastes’ too much money (haha), he allocates it within the budget and I am left feeling calm/satisfied. So it’s working for both of us.”
— Jemima Dixon
This course is for you if...
It’s probably not for you if...
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- You crave a tangible system for money tracking (after a lifetime of... well, not)
- You want to be more proactive with your finances
- You want to establish your family’s money plan so you can live more comfortably (and finally take the trip you've been dreaming of!)
- You don't love self-paced courses, and prefer resources that have live support
- You aren't ready to dive deep into your family's finances and create a realistic money plan
- You are convinced that a budget can only be managed once you "have money to manage" (spoiler alert: not true!)
YOUR BUDGET IS BEGGING YOU TO NOTICE IT
Stop avoiding your money management, and start learning how to turn your budget into a powerful tool for you and your family.
select the plan that works best for you
Payment Plan
Pay in Full
+ Six Core Course Modules
+ Freedom Finance Planner
+ All Course Bonus Resources
+ [EXTRA!] Money Mindset Lesson
+ Six Core Course Modules
+ Freedom Finance Planner
+ All Course Bonus Resources
+ [EXTRA!] Money Mindset Lesson
& no matter which payment option you choose — you get PEACE OF MIND, free with purchase.
money back
GUARANTEE
Don’t worry — this course is so valuable,
buyer's remorse won't be a thing.
If you download this course, take a look around, try out the first module, and realise it’s not for you within 48 hours of your purchase, you’ll receive a 100% refund.
(But, let’s be real, it won’t come to that. You’re gonna love it.)
Frequently Asked Q's
A budget is your existing relationship with your money, not forced restrictions/rigid guidelines on how you interact with your money. This course recognises that, and that is where our distinction from past efforts relies. Within the Freedom course, you will learn how to fully develop your unique money system, rather than handed a list of do’s and don’ts when it comes to spending your money.
No, I have 4 kids.
(But, if you have questions while you’re going through the course, please feel free to email me!)
This course is a self-paced online course with all of the modules available to you as soon as you purchase it. You have lifetime access to this course, and can take it whenever you want, wherever you want, however many times you want.
It's a completely self-paced course, so it can take you as long or as little as you need! The entire course is about 5 hours of content to consume, and then extra time to implement the steps.
Definitely! Freedom is available to join twice each year, and if you’d like to be notified about the next round, join the waitlist!
When I tell you it’s for everyone — whether you have $0 or $100,000,000 — who wants to feel empowered to manage their own money — I’m not kidding. If you want to feel empowered about being able to manage your money on your own, know what’s going on in your own wallet, and better plan for the life experiences you’ll need a pretty penny for, I made Freedom for you.
You’re about to make a financial commitment in order to be more committed to your finances. That’s POWERFUL.
Think about a destination or experience that you’ve been aching to visit — something that would create lasting memories for you and your family. Think about all the things in this world you’ve been waiting to share with your children. Now think about what it will feel like when you’re finally packing those bags, because you’re finally about to…
Wondering if spending your money to learn more about your money is actually worth your money? Fair concern, but… think about this: